serious ill-health lump-sum payment

Client Case Study (#02)

by George on September 11, 2013

I get an email. A guy has been diagnosed with abdominal cancer and given 12 months to live. He is married with¬†four children, one just¬†a few months old. Chemotherapy due to start soon. Good job with huge Death-in-Service benefit which will pay off the mortgage, but little in way of savings. Five bits of pension […]

Client Case Study (#01)

by George on March 25, 2013

CancerIFA Client Case Study My own encounter with throat cancer in 2007 has led to a string of referrals asking me what to do when diagnosed? Mostly, these are from other financial advisers (my client has cancer, what do I do?) GPs and more rarely from the cancer sufferer themselves. Typically, this has resulted in […]

Between a Rock and a Hard Place

by George on March 16, 2013

Your Biggest Ever NEST egg Always good to catch up with friends and great to see pension guru Steve Bee again. Just before auto enrolment kicks off, it is sobering to realise that the new NEST pension scheme does not provide compliance or any advice to employers. That is extra and during our meeting the […]

Battles Lost?

by George on March 16, 2013

You win some, you lose some After months of trying, my quest for more flexibility in releasing pension funds for the terminally-ill hits the buffers or to be more accurate, is shunted into the sidings. With your pension and with normal life expectancy, you will usually take tax-free cash and buy an annuity giving you […]

Battles Lost?

by George on March 16, 2013

You win some, you lose some After months of trying, my quest for more flexibility in releasing pension funds for the terminally-ill hits the buffers or to be more accurate, is shunted into the sidings. With your pension and with normal life expectancy, you will usually take tax-free cash and buy an annuity giving you […]